Products
All loan products are designed for low income communities who have the ability to run up a micro or small projects, and almost opportunities to create new jobs except the women’s consumption product.
Products Types:
- Women consumption loan.
- Women productive Project loan.
- Micro loan.
- Small loan.
- Islamic Financing Product.
- Cooperative loans.
- Women consumption loan.
|
Loan Classification |
Loan amount |
Payments |
Number of installments |
Grace period |
Interest/ Profit |
|
1st Cycle |
Up to 1200 |
Monthly basis |
3-15 |
- |
1.5% monthly |
|
2nd Cycle |
Up to 1500 |
Monthly basis |
3-20 |
0-1 |
1.5% monthly |
|
3rd Cycle |
Up to 1800 |
Monthly basis |
3-24 |
0-2 |
1.5% monthly |
- Women productive Project loan.
|
Loan Classification |
Loan amount |
Payments |
Number of installments |
Grace period |
Interest/ Profit |
|
1st Cycle |
Up to 1500 |
Monthly basis |
3-15 |
- |
1.5% monthly |
|
2nd Cycle |
Up to 1800 |
Monthly basis |
3-20 |
0-1 |
1.5% monthly |
|
3rd Cycle |
Up to 2500 |
Monthly basis |
3-24 |
0-2 |
1% monthly |
- Micro loan.
|
Loan Classification |
Loan amount |
Payments |
Number of installments |
Grace period |
Interest/ Profit |
|
Micro loan -A |
up to 1500 |
monthly basis |
3-15 |
- |
1.5% monthly |
|
Micro loan -B |
2000-3000 |
monthly/ cycling basis |
3-24 |
0-1 |
1% monthly |
- Small loan.
|
Loan Classification |
Loan amount |
Payments |
Number of installments |
Grace period |
Interest/ Profit |
|
Small project Loan |
5000-8000 |
monthly/ cycling basis |
3-36 |
0-3 |
7% flat Yearly |
- Islamic Financing Product.
|
Loan Classification |
Loan amount |
Payments |
Number of installments |
Grace period |
Interest/ Profit |
minimum sharing profit % |
|
Murabaha /Musana'a |
up to 1500 |
monthly basis |
6-18 |
0-3 |
1.5% monthly |
|
|
Murabaha /Musana'a |
2000-3000 |
monthly basis |
6-24 |
0-3 |
1% monthly |
|
|
Murabaha /Musana'a |
3500-5000 |
monthly basis |
6-36 |
0-3 |
9% yearly |
|
|
Murabaha /Musana'a |
5000-7000 |
monthly basis |
6-36 |
0-3 |
8% yearly |
|
|
sharing |
500-4000 |
monthly/ cycling basis |
6-24 |
0-3 |
0 |
30% |
|
Mudaraba |
500-3000 |
monthly/ cycling basis |
3-12 |
- |
0 |
30% |
- Cooperative loans.
